Sounds like they will be covering only those trees that were tipped over during the flood even, none of those that died from inundation. Our State Forester is trying to get some cleanup/replanting funds. As he is very political and well connected, we will probably end up getting more from there than from FEMA. We did get the okay to start removing the dead and down trees later this week, so that will help. Have about a dozen or 15 that are actually down, probably another 200 smaller, dead, mostly Burr Oak, in Oak Park, our most tree covered park. We are also doing a total check of all trees in the park, several hundred, for hazards that were caused by the flood or existed before hand. As this is a favorite park for birders, it has historically been hard to remove any good woodpecker nesting habitat. Under the current conditions, we will be getting rid of a few hazards. Will try to get some pictures once we get into the mess full tilt.