My gunsmith lets me make payments!  He sends me home with the gun first though, nice of him!  
I would never complain.  The last rifle he built for me was a blue printed 25-06 Ackley Improved, 26 inch Pac Nor barrel, HS stock, Timney wide face trigger with a Bushnell Tactical Elite scope.  
All in was 1650!  I worked for him for several years when I was a kid, and I let him hunt a full section exclusively, so I guess thats the trade.  
He built an AR 15 for me in .221 FireBall for 300 bucks one time, plus a 1911 .45 and a titanium frame commander length 10mm.  He treats me pretty well!