sotc
Dormant hero!!
Damn Nick that sucks. I can't believe you insure your handtools/saws, I've looked into it and found it to be not really worth it for me. None of my saws are insured. I lock up tite and the dogs seem to be a deterrent. One of my worst fears, someone piking my saws.
Up here they do if they decide it's warranted, I've seen it done.
I have a general policy on my stuff that is included with my business insurance, only up to $10k but I'll take that. I could go more but would need appraisals and a list. One thing I do every couple years ( and this is a good time) is take pictures of all my current gear just to have on hand in case