SeanKroll
Treehouser
We have heard this idea again and again.
Anybody have any real backing, verbiage and/or experience with this playing out as the neighbor/ neighbor's HO insurance having responsibility when a tree falls on a customer's house?
After a micro burst, there are two adjacent properties with tipped trees immediately adjacent to where 2 trees were root pulled, ending up on houses, leaning toward two neighbors' homes, left standing for weeks now, with more wind and rain still common. The one neighbor also has a 44" x 130' doug-fir where he's wondering "will it come back?".
I told him that he will lose his house/ property if that tree fails and kills someone or destroys a house. My 5 year old could look at the tree and know its dying. His HO Insurance will RUN AWAY from responsibility as he is being very negligent.
I recently had Farmers' Insurance call me about the root conditions (did it have root disease) on a $150K, no injury claim, 40" doug-fir on same property sliced throught the house, leaving a 6' deep root hole, after dirt had settled. 10' root wad, 18' wide. They were trying to get out of it.
I left a voice mail indicating the big three root diseases for the species, no indication of said diseases, indicated a healthy root system that I made a point of showing to the Farmers' Insurance adjuster.
Never got another inquiry.
My invoice PIF, and I saw a plumbing truck and flooring truck onsite working yesterday. Sounds like they stood behind their customer 100% (son is a good negotiator, doesn't hurt, and he plugged me to get extra for the stump when it didn't flop back down into the hole for easier grinding. Got an extra $1K on the overall invoice (didn't hurt that I was way considerably less than the next bid, and the company had already authorized to get work done with 1 bid).
Anybody have any real backing, verbiage and/or experience with this playing out as the neighbor/ neighbor's HO insurance having responsibility when a tree falls on a customer's house?
After a micro burst, there are two adjacent properties with tipped trees immediately adjacent to where 2 trees were root pulled, ending up on houses, leaning toward two neighbors' homes, left standing for weeks now, with more wind and rain still common. The one neighbor also has a 44" x 130' doug-fir where he's wondering "will it come back?".
I told him that he will lose his house/ property if that tree fails and kills someone or destroys a house. My 5 year old could look at the tree and know its dying. His HO Insurance will RUN AWAY from responsibility as he is being very negligent.
I recently had Farmers' Insurance call me about the root conditions (did it have root disease) on a $150K, no injury claim, 40" doug-fir on same property sliced throught the house, leaving a 6' deep root hole, after dirt had settled. 10' root wad, 18' wide. They were trying to get out of it.
I left a voice mail indicating the big three root diseases for the species, no indication of said diseases, indicated a healthy root system that I made a point of showing to the Farmers' Insurance adjuster.
Never got another inquiry.
My invoice PIF, and I saw a plumbing truck and flooring truck onsite working yesterday. Sounds like they stood behind their customer 100% (son is a good negotiator, doesn't hurt, and he plugged me to get extra for the stump when it didn't flop back down into the hole for easier grinding. Got an extra $1K on the overall invoice (didn't hurt that I was way considerably less than the next bid, and the company had already authorized to get work done with 1 bid).
If I was the land owner I'd try to get the adjusters from all insurance companies involved on site and let them duke it out, they hate loosing money and know how to deal with one another.
