Fixing a living room is cheap. Defending against a law suit for an unlicensed person getting a stick in the eye is expensive, and can cause HOs insurance to be canceled. A garage is easy to fix. Fixing the trauma of a serious injury or death at a person's home is not easy to fix.
A customer hired an guy and son to build a fence. Ended up with the guy bleed all over her car on the way to the ER. The skill saw was tougher than his hand. He had a 'yard sale' of tools and materials blocking his truck in, as he wasn't planning for an emergency what-if.
You don't want to be sky high, but must charge enough, which only you might know how much that might be, in your market. If you're wondering about buying a big anchor sling, Maybe not enough in your bid. All I'm saying is to do a professional job for market value, and wishing you luck with it.
Too often the homeowner wins by someone going too low to complete against the drive by tree guy.
This is not an easy flopper, and walk job, without obstacles.
Home owners are hard pressed to get repairs from a farm hand. A small population helps with peer pressure, but good luck for the HO just the same.
Is price the main selection