Risk vs reward.... Beautiful tree. Very rewarding for sure. I'd risk parking under it. My vehicles are insured. Not sure I'd park my kids bedroom under it though. I'd have to climb and inspect it personally to be, "comfortable" with it. We can't resolve irrational fears of trees falling. We can educate and provide options, but can't guarantee against total tree failure or the rogue wind storm. Most I dealt with have their minds made up regarding their arbophobia and their killer tree. Knowledge and education are powerful and persuasive, but phobias, rational or not can be more powerful.
Great pics/captions, Guy.