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We started putting money in Vanguard many years ago...a mutual type fund...diverse. It has performed very well for us, multiplied our investment many times over. When the stock market goes down our worth is less, of course; but overall, the market has steadily increased and served us well.

And I still do not understand crypto.

Cory...it's a great topic, good thread. But I am like Butch...a dog watching TV. I have read descriptions of bitcoin several times but understanding still eludes me...and, yes, computer science is abstruse AF. Typing into a board that leads to a box and you can read it almost instantly...voodoo.