The difference to me is a swivel can fail catastrophically. A gate failing on a biner is bad, but it's core function remains intact. There's a reasonable chance you'll see a broken gate before the rope falls out. You should always be giving the gear a quick look as you work, and keep your ears...
Welcome to The House! The pulley meets ansi requirements, so I'd call it good. I have my own problems with pulleys and swivels on a bridge, but that's my hangup. It's something a lot of people do, and if it was something I wanted to do, I wouldn't have an issue with that unit.
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