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Have you spoken to investment professionals?

I woulda. Made by hackers. Broken by hackers.

How about robbery? Sometimes CL ads are set-ups for robberies. "I need cash now to pay my mortgage. Buy my car for 50 cents on the dollar, cash, so I don't lose my house." Suppose someone wants to rob someone, is there any way to put a timelock on some of your cryptocurrency, so that you...

I've noticed that Craigslist software for placing ads asks if cryptocurrency is ok. Interesting.

Spot on.

What happens if you lose your pass-code? Someone dies with no will or heirs?

I watched an interesting Netflix movie about Bitcoin. Banking on Bitcoin. Don't know anything more about BC or CS.