Happens in Florida with some regularity - alligators, mostly; snakes sometimes, venomous spiders sometimes - even bees, wasps, & ants. 'Course, except for the alligators, any of us can buy the farm these other ways.
You're right about the insurance costs, but they show up in other places - depending on the equipment he uses. Landscaping (including lawn work: although true landscapers don't count lawn work as REAL landscaping - a whole other can of worms) is just as competitive and cutthroat as tree work...
OMG - no pygmy date palms; they're viciously thorny and nothing you'd want anywhere near where people would pass closely by. I like the planter ideas and be sure to put them on wheeled trolleys so they can be moved around if you find the afternoon heat-sink effect too much for them. If you...
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