NickfromWI
King of Splices
- Thread Starter Thread Starter
- #26
$100/mo isn't cheap if they don't get the insurance. Most young guys will just pocket the money.
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nick
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nick
Do you provide health insurance
- Thread starter NickfromWI
- Start date
- Replies 43
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SimplyArbor
TreeHouser
Have them show you the bill each month in order for them to receive funds...
No_Bivy
Treehouser
- Joined
- Sep 2, 2006
- Messages
- 6,447
Till whit hits the fan........then suddenly 1200 a year is cheap as hell. You have to remind them things happen outside their control.....we all have something to lose, our health.
100 is dirt cheap, buy it!
sawman
TreeHouser
$109.18 comes out my paycheck aWEEK for my insurance.me,wife+2kids and every time I go to doc or hospital I get a nice bill
MasterBlaster
Administrator Emeritus
It's too bad we/they can't get their shit together over this!
NickfromWI
King of Splices
- Thread Starter Thread Starter
- #31
Regarding giving them the $100/month- what I'm saying is that it defeats the purpose. If I gave the $100/mo and they actually got insurance with the money, then yes, that's a sweet deal for the company.
But the point of company health insurance is to have a stronger work force, less sick days, improve quality of life in your employees, increase employee retention, etc.
If they just use the $100 to take the wife to dinner and a movie, my investment isn't providing most of those benefits. $1,200/yr is expensive if it's not being used wisely.
We did the math and our tiny 6 person company will spend over $15,000 on health insurance this year.
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nick
But the point of company health insurance is to have a stronger work force, less sick days, improve quality of life in your employees, increase employee retention, etc.
If they just use the $100 to take the wife to dinner and a movie, my investment isn't providing most of those benefits. $1,200/yr is expensive if it's not being used wisely.
We did the math and our tiny 6 person company will spend over $15,000 on health insurance this year.
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nick
SouthSoundTree-
TreeHouser
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- Sep 24, 2014
- Messages
- 4,941
2500 per person doesn't sound horrendous for a year. How is the coverage? Through where?
No_Bivy
Treehouser
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- Sep 2, 2006
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Seems reasonable to me. Workers comp was 28 k for crew of three here. My health coverage was 10 k for family of four.
Health insurance is just that....does not make you healthier, just helps pay the bill when shit goes down. It will not change your lost days etc.....
What was WC for a crew of six in Cali.......just curious
Health insurance is just that....does not make you healthier, just helps pay the bill when shit goes down. It will not change your lost days etc.....
What was WC for a crew of six in Cali.......just curious
NickfromWI
King of Splices
- Thread Starter Thread Starter
- #34
Everyone has minimal coverage or just above that. We've got people on anthem, health net and kaiser.
Health insurance doesn't change lost days, but health CARE does. Folks with health insurance are more likely to get the care they need.
We're doing our end of the year financial right now. I'll report back on the workers comp info.
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nick
Health insurance doesn't change lost days, but health CARE does. Folks with health insurance are more likely to get the care they need.
We're doing our end of the year financial right now. I'll report back on the workers comp info.
love
nick
NickfromWI
King of Splices
- Thread Starter Thread Starter
- #36
NoBivy you were close. But we have to adjust your math. We only pay workers comp on 4 of us. Karina and I are owners and therefore not required to have WC.
For the 4 guys it was $35-40,000....there's some adjusting that's going to happen so I don't know the exact amount right now, but that's the range.
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nick
For the 4 guys it was $35-40,000....there's some adjusting that's going to happen so I don't know the exact amount right now, but that's the range.
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nick
NickfromWI
King of Splices
- Thread Starter Thread Starter
- #38
That's a good question 
We have two rates- one "landscaper rate" while everyone is on the ground- cleaning up, planting, fertilizing, etc. then another high risk tree guy rate when we have anyone on a ladder, roof or tree.
I think it's 17 and 47% respectively. When the guys put their hours on the time sheet, they write in how many hours were worked more or less with someone up in the air.
So we've submitted a report that covers our overall time and we will supposedly get a check back (doubtful) to compensate us for all the time no one was actually up in the air
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nick
We have two rates- one "landscaper rate" while everyone is on the ground- cleaning up, planting, fertilizing, etc. then another high risk tree guy rate when we have anyone on a ladder, roof or tree.
I think it's 17 and 47% respectively. When the guys put their hours on the time sheet, they write in how many hours were worked more or less with someone up in the air.
So we've submitted a report that covers our overall time and we will supposedly get a check back (doubtful) to compensate us for all the time no one was actually up in the air
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nick
brendonv
Tree Hugger
I was wonderimg if wc rate can change based on what the guy is doing. My guys dont leave the ground. Drag brush, rake, clean up, etc. seems silly paying 38% on a guy who stands there. Now i know why people put tree service and lamdscape under their name.
NickfromWI
King of Splices
- Thread Starter Thread Starter
- #42
If one guy is up, we pay full rate on the full crew. We can't do it per person.
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nick
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FJR
Treehouser
What class code do you guys use for mechanical work? Such as when your guys are doing maintenance at the shop?
treebilly
Student of the Jedi. OH-7106A
I know that my boss pays different rates on different jobs. Anything that is part of treework though is one rate while the other divisions of the company are way less.
