Insurance Questionnaire

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Like a year or two back when I read the renewal and found a "tree felling exemption " I called my agent and he said "well, how much felling do you actually do? " .....
 
Its become apparent that's how insurers make prices "competitive", it seems the best way forward is to avoid a claim at all costs... no-one has the time to deal with a dispute.
My broker sneakily increases his "brokerage fee" by $100 each year, he's still the cheapest but I wouldn't trust him as far as I could throw him.
 
Chris, who do you use? I'm with Fitzpatrick's, so far quite happy with them
 
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