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You should be golden.

Nick I am sure the bill has been paid but it is still on your credit report and that is what the bank looks at so even tho it's paid you need something from them saying it's paid. More so than a cancelled check or bank statement. I know it's BS but those are the hoops one must dive through to...

Also go to a smaller bank. They all end up selling the mortgage to a big bank anyway but the little guy's underwriters that are more likely to work with you and for you when hunting down an interest rate.

Pay the bill and see if you can get a letter or some kind of statement saying the bill has been paid. I had a situation like that but the bill was long since payed but still on my credit report so I had them send me a letter saying it was payed and that satisfied the banker. I had an 812 at the...