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Nick, have you thought about Card merchanting? That would enable you to take payment over the phone from clients, or on the spot.

Ah. so you get interim payments on a measured volume? Thats different. I thought you were waiting for the entire cheque...

How do you cope with having to give those kind of credit terms Stig? Does the bank cover you until you get paid, or do you squeeze in enough other work to cover your bills while doing it? The days of me giving 90 days credit are long gone.