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I've got 3 no yearly fee MasterCards, 2 bank Visa cards with a $20 yearly fee and an American Express card that used to be free but went up to $80 a couple of years ago. They just sent me a nice new upgraded one, yearly fee is about $180 now. Don't think they'll be getting that very often. I...

We've had tap & go for a couple of years now as well, $100 most stores. No problems much with it, and pin only no signature for about a year.

Really? That's tough. I had 3 x $600 charges show up on the credit card I use for paying some bills and most internet stuff last month. Called as soon as I got my statement and they had it sorted in no time, cancelled that card and sent me a new one. Got to admit I was a bit worried about it though.