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How much money you need to sustain and grow, your debt-load, capital for the tree climbing school, employees/ WC/ Training costs/ retention/ etc, additional revenue streams outside CC...factors to weigh.

Set you boundaries. Sounds like management problems. (4) 10's, or (5) 9 or 10's, no Saturdays is a start. Why do YOU feel bad about not working Saturdays, after work weeks like that. Sounds like the company has to get their poop in a group. High turn-over is part of tree work, until...

Get any loans you need, business, vehicle, mortgage, while you have a work history and salary/ wages from an established employer. Insurance is the easy part of the business. You shop around, go to Stratum in CA if they cover your state. You proabably need a contractor's license, contractor's...