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What's up SuperK? Welcome.

I don't think it is useless, but possibly in your market. I've used three different formal assessment tool...one from a state agency, and two from the same federal agency for two different environments. Its evidently a hard class to pass. You are supposed to have a month with the course...

Colin, if you don't mind sharing something about your capital situation and level of development of a formal business plan, people will be able to give you some good specifics, and lessons learned. My suspicion is that you don't only want to be Starting A Tree Service, right? I started...

Incorporate and pre-nuptual.

You don't typically have to buy things for pruning and removals, cabling would be different. You are giving them your time, energy, and effectively money, if you are doing some administrative planning and scheduling. If someone agrees to a price and sign on the dotted line, and has put down...

On some jobs, I've had HO ask about putting down money, as though they expected to pay something up front. I do have the option of waiting to cash any check. Sometimes jobs might be where we can do a days' work, then its too stormy to get back to the job for period of time, maybe a week or two...

FWIW, my one page estimate/ bid sheet is also my contract. I have letterhead with website, place for their info, then SSTL proposes XXXX for $XXXX. It has a place for Acceptance of Proposal, I'm adding a spot for Partial payment to reserve a space in line and payments along the way, then a...

Use your current paycheck to buy what you need as you need it for side jobs, keeping receipts for everything. Use those sidejobs to build the components of your business, like accounting, advertising, pricing, bidding (estimate your total hours and money into the job, then evaluate at the end)...