I cut my ratchet straps to size for securing my loader. You can cut down your chains also, but I would recommend waiting a while until you are 100% sure you are happy with your loading and strapping procedures. Master links are available if you ever need to lengthen a chain as well.
I use ratchet straps but that is my preference. I know they don't last but they are lighter and don't bang everything up. They are also much cheaper. As a trade off I have to replace them every year or so. Chains and binders are good for a lifetime but heavy and will trash the paint. And you...
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