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Or you hit a high pressure gas line. ;)

isnt an act of (G)od impossible to leave anyone liable? Its an act of God, not an act of a human being, no?

Carl is right, any tree with a target is a hazard tree, the rating is probably extremely low but its always possible.

Who said it was a hazard? The lawyer? If so, I would hardly call that an expert opinion. Any tree is not a hazard, any tree with a target can become a hazard with sufficient conditions. In the system for the TRACE program a hazard isnt a black and white deal, its a sliding scale of facts and...