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hahaha I can say Visa all day long buddy :P My parents do well also but they had english (also latin, german and french) classes in school, where my inlaws did not. My mother in law however, not so much. So many European languages the V is a 'w' sound, I remember the first time I heard the...

my mom in law says 'da nudder one' instead of 'another one', sure, english isn't her first language but she has been here for 30 odd years now...

Not around here, we have the gov't in charge of our auto insurance. ;) http://www.icbc.com/autoplan

between that and you chainsawing your couch, you draw an interesting character profile. :P and, I will have to pull that one some day, re the unthaw activity. :)

Libary Nucular unthaw

It's a doggy dog world. and my personal favorite, 'fully insured' lol