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If one guy is up, we pay full rate on the full crew. We can't do it per person. love nick

That's a good question :) We have two rates- one "landscaper rate" while everyone is on the ground- cleaning up, planting, fertilizing, etc. then another high risk tree guy rate when we have anyone on a ladder, roof or tree. I think it's 17 and 47% respectively. When the guys put their...

NoBivy you were close. But we have to adjust your math. We only pay workers comp on 4 of us. Karina and I are owners and therefore not required to have WC. For the 4 guys it was $35-40,000....there's some adjusting that's going to happen so I don't know the exact amount right now, but that's...

Everyone has minimal coverage or just above that. We've got people on anthem, health net and kaiser. Health insurance doesn't change lost days, but health CARE does. Folks with health insurance are more likely to get the care they need. We're doing our end of the year financial right now...

Regarding giving them the $100/month- what I'm saying is that it defeats the purpose. If I gave the $100/mo and they actually got insurance with the money, then yes, that's a sweet deal for the company. But the point of company health insurance is to have a stronger work force, less sick days...

$100/mo isn't cheap if they don't get the insurance. Most young guys will just pocket the money. love nick

I think bureaucrats of all political backgrounds have shown they excel in that!

I wish the state would do it. Right now I am getting screwed because we are wasting a lot of time navigating bureaucratic death spirals. I'm trying to run a tree company! love nick

We are having a phukfest of a time getting it set up. Do any of y'all provide it for your employees? We are trying to set up a group plan and are finding that we have to provide the exact same coverage to all employees...which is the dumbest thing in a world. For those that do it, how the...