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  1. M

    Identity theft?

    Deva yes it may be BS. $10 per credit agency to freeze credit and to unfreeze it when I want to apply for a loan. Three agencies, $30. Worth it as insurance to me. I have heard of people spending three years and countless headaches and frustrations to get identity theft cleared up. It's...
  2. M

    Identity theft?

    You can 'Freeze ' your credit with credit agencies and you need to unfreeze it to get a loan or open a credit account. Clark Howard the financial guy pulls for that pretty heavily. (Info on his website. )
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