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WoW, Wicked. I just put the credit lock on my Equifax.

Thanks Merle. I got the credit lock today after being on hold for 30 minutes....thank god for speaker phone and internet.

Merle. That's the product they sell you....a credit lock. I call bullshit. I have to deal with...now lock my credit report from dirty lenders. AMERICA THE GREAT big pain in the financial ass.

I guess not......ok next point. You know that if a lender has your name and address they have access to your credit file......all your credit card numbers, license number, SS#...... everything. Do you think there are dirty lenders?

What did she have to do to resolve it? Sounds like major PITA.

I think it's up to me to press charges.....seems like PITA.

Dang! What da Hell? That's a trip... Something I learned today......if enough credit card applications are filled out with the correct DOB, Name and SS# and incorrect address......the 3 credit bureaus will begin to associate the incorrect address as your most recent address on file......as...

Basically, I was waiting for a bid when Bank of America called and said someone has a pending application for a business loan for $20K with all my information.....SS# DOB and phone number. Yikes. I called and placed fraud alerts with all 3 credit bureaus. That should be good they said...

Any of you had to deal with this? Someone tried to open a business loan for $18.5k with my info...... So yeah, life.